GM Rewards Guide: Earn and Redeem Points

GM Rewards Guide: How to earn, redeem and get more from your points

GM’s loyalty program, GM Rewards^™, lets you earn points¹ that can be redeemed toward your Cadillac Financial account balance² and other benefits, like Certified Service,³ accessories⁴ or even new vehicles.⁵ Choosing a new Cadillac is a meaningful milestone. Whether you lease or finance, it’s an opportunity to move forward with confidence, style and a renewed sense of possibility.

What is GM Rewards? 

GM Rewards is a loyalty program designed to recognize customers for engaging with General Motors and Cadillac Financial services, including General Motors Insurance and GM-backed Protection products and through select GM purchases. Whether you’re financing or leasing a new GM vehicle, or purchasing GM parts and accessories, you can earn points.

Here’s how the program can add value:

• Earn points for loyalty. From purchasing GM Genuine parts and eligible accessories to paying for GM Certified Service,⁶ most interactions with the brand can add to your points total.
• Redeem points your way. Use your points to make payments toward your Cadillac Financial account balance² or for discounts toward eligible parts³ and services,³ subscriptions for things like eligible OnStar^® service plans,⁷ or even future eligible new GM vehicle leases or purchases.⁵

How to earn GM Rewards points

GM Rewards makes everyday interactions more rewarding, giving you opportunities to earn points through eligible GM purchases and account activity. For example, when you purchase an eligible GM vehicle, you can earn one point for every $5 spent.⁸ After purchasing your new vehicle, you can personalize it with eligible GM Accessories designed to enhance and protect your Cadillac, earning three points for every dollar spent.⁶

Earn points faster with the GM Rewards^™ Mastercard^®9

With the GM Rewards Mastercard from Barclays, you can earn up to 10x points on eligible GM purchases. That’s 7x for using your card and 3x for being a GM Rewards member. ¹⁰ Plus, you can earn 3x points on other everyday purchases, including groceries and dining. ¹¹

For even more earning potential, new cardmembers can currently earn 30,000 bonus points after spending $1,000 on their card in the first 90 days of account opening.¹¹ See if you prequalify with Barclays.

Cadillac Financial clients can also earn 1,000 GM Rewards bonus points by setting up their MyAccount in five quick steps¹²:

1. Download the Cadillac Financial mobile app. Manage your account simply and conveniently on the go.
2. Go paperless. Opt to get email notifications when digital statements are ready in MyAccount online or in the app.
3. Set up Auto Pay. Automated recurring monthly payments deducted from your bank account can help keep payments on track.
4. Get text alerts. Choose to receive important account notifications by text.¹³
5. Connect to GM Rewards. Sign up for free or access your existing GM Rewards account directly from the app.

How to redeem GM Rewards Points

• GM Rewards gives you several simple ways to redeem points:
• Apply points toward your Cadillac Financial account balance.²
• Get discounts on eligible GM Genuine parts,³ maintenance³ and accessories.⁴
• Save on eligible OnStar plans and other services.⁷
• Gain exclusive access to GM events.¹⁴

To redeem points, log in to MyAccount or work directly with your dealership. You can also view point expiration dates and track your balance through your GM Rewards member account.

Pay down your Cadillac Financial balance with points

Eligibility to redeem GM Rewards points begins with your Cadillac Financial MyAccount. Once you have a minimum of 500 points available, you can apply them toward your Cadillac Financial account balance.² It’s a simple way to help reduce what you owe, create more flexibility in your budget and make every point feel more rewarding. Just remember that redeeming points does not replace your responsibility to make scheduled monthly payments on time.

When your vehicle is due for service, you can visit a GM dealership and use points toward care from Certified Service experts.³

If you’re wondering how to redeem points, whether they can help with your Cadillac Financial balance or how long they last, these answers can help you feel more confident before your next redemption.

Common questions about GM Rewards

How do I redeem GM Rewards points?

You can redeem points toward eligible GM vehicle purchases or leases,⁵ Certified Service,³ GM Genuine Parts and ACDelco parts,³ accessories,⁴ eligible OnStar plans,⁷ Cadillac Protection Plans¹⁵ and GM Financial or Cadillac Financial account balasternces.^1,2

Can I use GM Rewards points toward my Cadillac Financial balance?

Yes. Applying points toward a GM Financial or Cadillac Financial account balance can help make your rewards work harder for you.²

Do GM Rewards points expire?

Yes. GM Rewards points can expire, but expiration dates are listed in your GM Rewards member account, so you can track your balance and plan your next redemption with confidence.

How many points can I earn for a new vehicle?

When you purchase or lease an eligible new GM vehicle, you can earn one point for every $5 of the vehicle’s MSRP.⁸ It’s a rewarding way to start earning from the beginning of your ownership journey.

GM Rewards can help make your ownership experience more meaningful, with points you can use toward eligible maintenance, upgrades and future GM purchases.

Start making the most of every point. Visit GM’s website to enroll in GM Rewards.¹

Disclaimers:

¹Must be 18 years or older. Points may only be earned and redeemed at GM entities, participating dealers and participating third parties in the 50 United States and Washington, D.C. Points are not earned on taxes, discounts, rebates, credits, shipping fees, state inspection fees, warranty repair work or body shop repair orders. Points may not be redeemed toward tax and shipping costs. Visit experience.gm.com/rewards/terms to view the GM Rewards Program Terms and Conditions.

²To be eligible, members must have a GM Financial MyAccount or Cadillac Financial MyAccount and a minimum of 500 points available. Customer is still responsible for ensuring all required payments are made on time.

³Must be a paid service or parts. Points may not be redeemed toward tax and shipping costs. Only available to Members at GM Rewards participating dealers. Visit experience.gm.com/gmrewardsdealers for a list of participating dealers.

⁴Members may redeem on Chevrolet, Buick, GMC and Cadillac accessories purchased through a GM accessories website or through a GM Rewards participating dealership. Points may not be redeemed toward tax and shipping costs.

⁵May not be compatible with other offers. Dealer contribution may affect final consumer cost. Only available to Members at GM Rewards participating dealers. Visit experience.gm.com/gmrewardsdealers for a list of participating dealers. Cardmembers may redeem at any dealership.

⁶Must be a paid service, part or accessory. GM Rewards Members earn three points for every dollar spent, excluding taxes, discounts, rebates, credits, shipping fees, state inspection fees, warranty repair work and body shop repair orders. Cardmembers may earn less than “the up to 3x points” as a GM Rewards member on some GM purchases.

⁷See OnStar.com for details and limitations. Available OnStar^® services vary by vehicle. GM Rewards points may be redeemed for eligible OnStar subscription plans (the “OnStar^® Services”) only by GM Rewards Members (“Members”) who have (i) an active OnStar Services account and (ii) a linked GM Rewards account. Members may use GM Rewards points for a one-time redemption toward eligible OnStar subscription services for monthly or annual recurring plans only when purchased via shop.onstar.com. Point redemptions may be applied only to a single month or a single year of subscription service fees (excluding taxes). If a Member cancels their subscription during the month or year covered by a points redemption, no refund, reinstatement, or credit of GM Rewards points will be provided.

⁸Points earned are based on the vehicle MSRP. Points are not earned on taxes and fees. Only available to Members at GM Rewards participating dealers. Visit experience.gm.com/gmrewardsdealers for a list of participating dealers.

⁹Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

¹⁰Cardmembers may earn less than “the up to 3x points” as a GM Rewards Member on some GM purchases.

¹¹Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

¹²To qualify, eligible customers must have an active MyAccount. Eligible customers will receive a total of 1,000 points from GM Rewards by completing all five actions within the first 90 days of MyAccount registration. Eligible customers only qualify to receive the points award once. GM Rewards points will be awarded to customer’s GM Rewards profile within 30 business days of completing all five actions. Promotion only valid once per account, for a limited time only, and expires 90 days after GM Financial or Cadillac Financial MyAccount sign up.

¹³Message and data rates may apply.

¹⁴When prizes, awards, tickets, or other items of value are received totaling $600 or more during a calendar year, the IRS requires the provider to issue Form 1099. General Motors must maintain the name, address, email and Tax ID/SSN of benefit recipients to comply with these reporting requirements. These benefits are nontransferable.

¹⁵The Chevrolet, Buick, GMC and Cadillac Protection Plans are optional and are not insurance. All transactions related to the Chevrolet, Buick, GMC and Cadillac Protection Plans are governed solely by the provisions of the Chevrolet, Buick, GMC and Cadillac Protection Plan Vehicle Service Contract (“Agreement”). Please refer to the Agreement for details of terms, conditions, and specific coverage details, including limitations and exclusions. Coverage may vary by state. Not available for purchase in all states. Not all vehicle models may be eligible for coverage. Please see your dealer for more information.

The GM Rewards Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated. General Motors LLC operates and administers the GM Rewards Program.

By Josh Foster, GM Financial

Josh Foster takes pride in his three orange cats and the ability to connect people with meaningful experiences. He’s a U.S. Army veteran and volunteers at the Detroit Zoo, where he’s able to educate guests with bad jokes about good animals.